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Privacy
Statement of White Oak State Bank
White Oak, Texas
Visitors
to this bank Web site remain anonymous. We do not collect identifying
information about visitors to our site. We may use standard software to
collect non-identifying information about our visitors, such as:
The bank uses
this information to create summary statistics and to determine the level
of interest in information available on our site.
Visitors may
elect to provide us with personal information. This information is used
internally, as appropriate, to handle the sender’s request. It is not
disseminated or sold to other organizations.
For
more information or questions regarding this policy,
contact the bank at:
White Oak State
Bank
1101 South White Oak Rd
P.O. Box 308
White Oak, Texas 75693
903-759-3836
FOR SECURITY REASONS YOUR
QUESTIONS OR COMMENTS SHOULD
NOT CONTAIN CONFIDENTIAL INFORMATION SUCH AS YOUR SOCIAL
SECURITY NUMBER, PIN, OR ACCOUNT NUMBER(S).
webmaster@whiteoakstatebank.com
NOTICE OF
YOUR FINANCIAL PRIVACY RIGHTS
We, our, and us, when used in
this notice, mean White Oak State Bank.
This is our privacy notice for our customers. When we use the words
"you"
and "your" we mean the following types of customers:
1. Our consumer customers who
have a continuing relationship by purchasing or holding financial products
or services such as a:
Deposit
account
Loan account
Safe deposit box
Mortgage brokerage services
2. Former customers
We will tell you the sources of
the information we collect about you. We will tell you what measures
we take to secure that information.
THE INFORMATION WE COLLECT
We collect information about you
from the following sources:
Information you give us on applications or other forms
Information about your transactions with us
Information about your transactions with our affiliates
Information about your transactions with other parties
Information from a consumer reporting agency
THE CONFIDENTIALITY,
SECURITY, AND INTEGRITY OF YOUR INFORMATION
We restrict access to
information about you to those employees who need to know that information
to provide products or services to you. We maintain physical,
electronic, and procedural safeguards to protect this information.
YOUR INFORMATION AND OTHER
PARTIES
We will not disclose information
about you to anyone except as disclosed in this policy or as permitted by
law. Examples of this might include disclosures necessary to service
your account or prevent unauthorized transactions.
INFORMATION ABOUT FORMER
CUSTOMERS
We have the same policy about
disclosing information about former customers as we do about current
customers.
AUTHORIZED SHARING - JOINT
MARKETING
We may disclose the following
information to other financial institutions with whom we have joint
marketing agreements:
Information you give us on an application or other forms, such as:
Name
Address
We disclose the information listed above with other financial institutions
with whom we have joint marketing agreements. You do not have a
right to opt out of the disclosure of this information.
TYPES OF BUSINESSES
We may disclose information
pursuant to joint marketing agreements to the following types of
businesses:
Financial service providers, such as:
Insurance agents
REASONS FOR DISCLOSING
We may disclose information
about you to other financial institutions with whom we have joint
marketing agreements to provide you with information about additional
products and services.
LIMITATIONS ON DISCLOSURE
Here are the limitations we
impose on the use of information disclosed to other financial institutions
with whom we have joint marketing agreements:
We only allow direct mail solicitations to personal
checking accountholders
such as regular checking, interest checking, club
checking and money market
accounts.
TEXAS NOTICE
This institution is chartered,
licensed, or registered under the laws of the State of Texas and by state
law is subject to regulatory oversight by the Texas Department of Banking.
Any consumer wishing to file a complaint against this institution should
contact the Texas Department of Banking through one of the means indicated
below:
In person or US Mail: 2601 North Lamar Boulevard, Suite 300, Austin,
Texas 78705-4294;
Telephone No.: 877-276-5554;
Fax No.: 512-475-1313;
E-mail:
consumer.complaints@dob.texas.gov
Website:
www.dob.texas.gov
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